Chris Albert 1/18/26 Chris Albert 1/18/26

How Freelancers Can Max Out 2026 Contribution Limits - Solo 401(k), Roth IRA, HSA

Here we go, 2026! What could possibly go wrong, right?

Read about the new 2026 limits for the i401(k), also known as a Solo 401(k). Plus the Roth and Backdoor Roth IRA, and the awesome HSA.

Chris Albert 10/17/25 Chris Albert 10/17/25

Freelance or Self-Employed in your 40s or 50s? Start Investing for Later, Now.

Are you freelance or self-employed in your 40s or 50s without retirement savings? You're not screwed. Here's the math: Start investing $2K/month at 50, and you'll have $600K by 65. The biggest mistake isn't starting late—it's not starting today.

Chris Albert, the founder and main author of Freelancer Finance. A man taking a selfie outdoors, wearing a blue T-shirt with a donkey silhouette and the word 'WISE,' a black cap, and sunglasses on his head, with a blurred stone wall background.

My name is Chris Albert. I’m a freelance news magazine/documentary director of photography based in DC and I also run StudiowerksDC a commercial studio, also known as ‘the side hustle.’

Why the website? I happen to geek out on simple, sensible investing. Talking to friends and colleagues at work there was a real lack of investment and retirement knowledge. Why? Because no one teaches us. There did not seem to be an investment website dedicated to freelancers signal person businesses, so I made one.

We are going to get rich slow.