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The Knowledge Blog

Posts on finance, investing, business practices, and other oddball topics for freelancers. Grab your favorite beverage and get stuck in.

Essential Posts - If you’re new, read these first.

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Chris Albert, the founder and main author of Freelancer Finance. A man taking a selfie outdoors, wearing a blue T-shirt with a donkey silhouette and the word 'WISE,' a black cap, and sunglasses on his head, with a blurred stone wall background.

My name is Chris Albert. I’m a 52-year-old freelance Director of Photography and studio owner who built a seven-figure portfolio from zero—no inheritance, no financial background, just consistent saving and sensible investing over 30 years.

Financial institutions consider me a ‘high net-worth individual’. At Schwab, as a $1 million+ account holder, I qualify as a Schwab Private Client Services customer, and, under SEC rules, I am considered an Accredited Investor.

Why the website? I built this site because I couldn't find a single place that explains which retirement accounts (the Solo 401(k), Backdoor Roth IRA, and HSA) freelancers should set up and what investments to put in them — and to help freelancers avoid the sales pitch, fees, or overly complicated Wall Street products.

We are going to get rich slow. In later years, live more, work less.