Here we go, 2026! What could possibly go wrong, right?

Read about the new 2026 limits for the i401(k), also known as a Solo 401(k). Plus the Roth and Backdoor Roth IRA, and the awesome HSA.

Forget the outdated retirement stereotype of working until you drop, then shuffling off with a gold watch. As a solopreneur or freelancer, you can design something better: working less while your investments pick up the slack. The question is: how big does that investment portfolio need to be?

The Three-Fund Portfolio — Freelancers, it’s pretty much the only investment we need in the stock market. U.S. Stocks, International Stocks, plus Bonds

The stock market is often widely misunderstood due to the hype in the media reporting on short-term market moves. That and the jibba-jabba of your next door neighbor or some guy in a bar. It’s the long term that matters. We need to ignore the noise.

Vanguard exits managing i401k accounts - but we still love their ETFs and funds. Let’s chat about what i401k provider to use.

These are the primary retirement options for freelancers and single-person businesses. Combined, you can get a huge tax deduction and protect up to $89,800 per year from the taxman.

This is called stock picking. Investors try to pick winning companies like Apple and Telsa or some unknown startup. Here is the problem, no one who stock picks will ever beat a three-fund portfolio long term!