Here we go, 2026! What could possibly go wrong, right?

Read about the new 2026 limits for the i401(k), also known as a Solo 401(k). Plus the Roth and Backdoor Roth IRA, and the awesome HSA.

How did 2025 turn out? - The U.S. market coped with some novel pressures and the vibecession continued. Meanwhile, International outperformed.

Did you have a terrible year financially? That painful low-income year might at least have a silver lining. If you had a bad year, your marginal tax rate will be lower than usual, so now might be a good time for a Roth conversion.

Max out the contributions to your retirement accounts before year's end. Now is the time to get your QuickBooks in order and talk to your accountant before the end of the year. Don’t wait.

The freelancer investment trinity — i401(k), HSA, and Backdoor Roth IRA.

The Robinhood Gold Card is a great deal for investors; instead of trying to use points to shop or travel, we’ll invest the unlimited 3% cash back and spend big later in life.

You’re self-employed, and if it all goes horribly wrong, you can’t make any income for a few months. Have a plan and stash some cash.

The Roth IRA — With simple set-and-forget investing, it’s easy to have around $1 million in retirement.

It’s often misunderstood how the states and feds tax us. A misconception is that once someone hits a certain income, all of their hard-earned money gets taxed at a higher rate. This is not the case.

2024 — The markets, a Trump election victory, and whatever happened in your freelance industry. What did it all mean for our i401k portfolio and the goal of chill-retirement?

The Three-Fund Portfolio — Freelancers, it’s pretty much the only investment we need in the stock market. U.S. Stocks, International Stocks, plus Bonds

The stock market is often widely misunderstood due to the hype in the media reporting on short-term market moves. That and the jibba-jabba of your next door neighbor or some guy in a bar. It’s the long term that matters. We need to ignore the noise.

Vanguard exits managing i401k accounts - but we still love their ETFs and funds. Let’s chat about what i401k provider to use.

The HSA (Health Savings Account. Make your out-of-pocket medical expenses a sweet tax deduction. The money is always yours; it’s not ‘use it or lose it.’

2023 goes down as a classic example of how no one can predict the economy or the stock market. The Wall Street Journal’s headline was, “What Did Wall Street Get Right About Markets This Year? Not Much”

These are the primary retirement options for freelancers and single-person businesses. Combined, you can get a huge tax deduction and protect up to $89,800 per year from the taxman.

This is called stock picking. Investors try to pick winning companies like Apple and Telsa or some unknown startup. Here is the problem, no one who stock picks will ever beat a three-fund portfolio long term!

The thing that trips investors up is their emotional response. The market isn’t the problem, our brains that evolved on the savannah are.

So it looks like a new generation of investors are catching on to our way of thinking accord to CNBC. Get rich slow.