What’s in the 2025 Big Beautiful Bill for Freelancers and Self-Employed?
We look at what’s in the 2025 Big Beautiful Bill for Freelancers and Self-Employed.
A Freelancer's Guide to Not Dying Broke — Why we suck at saving for retirement.
Let's talk about the elephant in your home office: retirement savings.
The ‘Retirement in the USA: The Outlook of the Workforce - 2025’, survey from the Transamerica Center for Retirement Studies is out, and it’s an eye-opener.
While your traditionally employed friends have HR departments force-feeding them 401(k) plans, you're busy trying to figure out if you can expense that second monitor as a business expense.
The Roth and Backdoor Roth IRA — great for W-2 earners, 401(k) and i401(k) holders.
The Roth IRA — With simple set-and-forget investing, it’s easy to have around $1 million in retirement.
2024 — How did our i401k do and the ‘vibecession’.
2024 — The markets, a Trump election victory, and whatever happened in your freelance industry. What did it all mean for our i401k portfolio and the goal of chill-retirement?
Stop Working Full-Time Earlier: How Much Do You Need?
Forget the outdated retirement stereotype of working until you drop, then shuffling off with a gold watch. As a solopreneur or freelancer, you can design something better: working less while your investments pick up the slack. The question is: how big does that investment portfolio need to be?
The Three-Fund Portfolio — It’s all we ever need in the stock market.
Three simple, super low-cost Index ETFs are all most of us ever need in the market.
The List: Tax-advantaged accounts — tax saving, wealth multipliers.
More in our series of ‘More for us, less for you IRS!’
Below is a list of the various tax-advantaged accounts we can have as freelancers. Learn the ways of the force, I mean accounts. As freelancers, investing is our ultimate side hustle.
FinCEN - Beneficial Ownership Information Report—Cancelled!
The Beneficiary Ownership Information Report.
UPDATE: As of March 26th, 2025 the whole thing got thrown out. Now only foreign companies have to fill it out.
i401k investors — IRS Form 5500-EZ could cost you a $150,000 fine. EVERY YEAR.
i401k investors — IRS Form 5500-EZ could cost you a $150,000 fine. EVERY YEAR.
Vanguard exits managing i401k accounts - but we still love their ETFs and funds
Vanguard exits managing i401k accounts - but we still love their ETFs and funds. Let’s chat about what i401k provider to use.
2023 — Another example that no one can predict the market. We invest every quarter, no matter what.
2023 goes down as a classic example of how no one can predict the economy or the stock market. The Wall Street Journal’s headline was, “What Did Wall Street Get Right About Markets This Year? Not Much”
The $93,550* Triple Stack: Deduct + Tax-Free Growth
These are the primary retirement options for freelancers and single-person businesses. Combined, you can get a huge tax deduction and protect up to $89,800 per year from the taxman.
Revenge of the Bogleheads (that’s us!)
So it looks like a new generation of investors are catching on to our way of thinking accord to CNBC. Get rich slow.
My name is Chris Albert. I’m a freelance news magazine/documentary director of photography based in DC and I also run StudiowerksDC a commercial studio, also known as ‘the side hustle.’
Why the website? I happen to geek out on simple, sensible investing. Talking to friends and colleagues at work there was a real lack of investment and retirement knowledge. Why? Because no one teaches us. There did not seem to be an investment website dedicated to freelancers signal person businesses, so I made one.
We are going to get rich slow.